Mortgage Questions Answered

Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.

Justin Andrews, Mortgage Advisor at NEXA Lending. NMLS #2284153. Call (727) 686-9513.

Frequently Asked Questions

Who is Justin Andrews?

Justin Andrews is a Mortgage Advisor at NEXA Lending (NMLS #2284153). Expert mortgage loan originator in Florida and 3 more states helping first-time buyers, refinancing, and home purchases. Licensed #2284153.

What areas does Justin Andrews serve?

Justin Andrews is licensed to provide mortgage services in Florida, Kansas, Missouri, and Tennessee.

What services does Justin Andrews offer as a mortgage loan officer?

Justin Andrews offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Florida, Kansas, Missouri, and Tennessee. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

How can I contact Justin Andrews?

You can call (727) 686-9513 and email jandrews@nexalending.com to get started or ask about current mortgage rates and pre-approval.

What is Justin Andrews's NMLS number?

Justin Andrews's NMLS license number is 2284153. You can verify this license at nmlsconsumeraccess.org.

How do I get pre-approved for a mortgage with Justin Andrews?

Getting pre-approved is simple: share your income, assets, and credit details, and Justin Andrews will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.

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